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The goal in Baccarat is to have the total of two cards closest to 9 points. Each card is worth the following points: Ace is worth 1 point, cards 2 through 9 are worth their face value, and cards 10, J, Q, K are worth 0. If the total of two cards is a two-digit number, only the ones digit is counted. For example, if you have a 7 and an 8, the total is 15, but you only count 5 points.

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handicap betThe goal in Baccarat is to have the total of two cards closest to 9 points. Each card is worth the following points: Ace is worth 1 point, cards 2 through 9 are worth their face value, and cards 10, J, Q, K are worth 0. If the total of two cards is a two-digit number, only the ones digit is counted. For example, if you have a 7 and an 8, the total is 15, but you only count 5 points.